People like to have fun, that’s a fact, and having a recreational insurance plan will reduce your worry. We also like to spend our money on the vehicles and equipment we use for recreation. Whether you are a full-time RV-er, explore the off-road experience, enjoy the pleasure of your watercraft, or fly down the winter trails on your snowmobile, its important to know where your homeowners insurance stops and additional coverage is needed.
When out enjoying your free time, vacation, or longer term travel plans, insuring your vehicles and protecting your liability is part of being prepared to have fun. It’s better not to leave anything up to chance and consider what coverage is best for your family.
Covered by Recreational Insurance
- Boats
- All Terrain Vehicles (ATV)
- Recreational Vehicles (RV)
- Travel Trailers
- Snowmobiles
- Golf Carts

Insurance Providers We Trust
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Auto-Owners Heading out on your recreational vehicle should be worry free. Insuring both licensed and unlicensed recreational vehicles can be added to a personal auto or homeowners policy.
Personal Recreational Coverage:
- Golf Carts
- Snowmobiles
- Off-Road Motorcycles
- 4-Wheel All-Terrain Vehicles
- Motor Homes
- Utility Trailers
- Vacation Trailers and Campers
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Citizens Insurance Toys are loved by kids of all ages. Protect your recreational vehicles through your Connections policy.
Personal Recreational Coverage Coverage:
- Motorhomes
- Watercrafts
- Sailboats
- Jet Skis
- Golf Carts
- Dune Buggies
- All Terrain Vehicles (ATVs)
- Snowmobiles
- Antique Vehicles
- Classic Vehicles
- Trailer/Campers
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With Fremont Insurance know that your yacht, boat or PWC is protected and your investment secure.
Yacht policies include:- Agreed value on yacht
- No depreciation on selected repairs
- Auxiliary equipment at replacement cost, dingy and tenders included, with limitation
- Emergency Assistance
- Emergency Travel
- Pollution Liability
- Death and Indemnity
- And much more.
Michigan Insurance Company provides peace of mind while you enjoy the priceless moments on the water.
Michigan Watercraft Plus- Physical Damage
- Watercraft Availability
- Uninsured Watercraft Protection
- Pollution
- Emergency Trouble/Travel Service
- Unattached Equipment Coverage
- Territorial Short Term Change
With Progressive, relax and know that your boat, PWC, or RV is covered. Offering plenty of options for specialized coverage.
Boat policies cover:- Boats of many kinds
- PWC
- Jet Boat
- Sailboat
- Fishing Boat
- House boat
RV policies cover:- Vacation
- Full Timer’s
- Emergency Expenses
RV policies types:- Motor Home
- Travel Trailers
- Camper
- Camper Vans
Hagerty offers specialty insurance for classic boats. Hagerty has Agreed Value insurance for both wooden and classic boats.
Policy Features:- Low Annual Premiums
- Club discounts
- Flexible Navigation
- In-house claims service
- Unlimited land transportation
- Fast and courteous customer service