The intent of life insurance is to provide the insured with peace of mind that loved ones will not be left with financial hardship. The hard part is knowing you are getting the best life insurance rates available. Today, life insurance policies are versitile contracts. Life insurance policies vary from simple term policies to policies that offer opportunities for investment of money equity for the policy holder.
Nobody wants to waste money on something they don’t use. Life insurance is one of those costs that causes an issue more when you need it and don’t have it. Rest assured that your family is taken care of and start a policy before you think it is needed. Rates can be lower when you start them earlier in life.
At Bartz/Rumery we will help you understand the types of life insurance and the choices one makes to obtain a policy. The peace of mind provided by a life insurance policy will allow you comfort in moving forward with choices in all aspects of life. Call us for a life insurance quote. We can help you compare life insurance policies such as whole life, universal life or term life.
Types of Life Insurance Coverage
- Term: Term insurance, which comes with various options, does not have cash value but is specific to providing protection in the event of death and nothing else.
- Whole life: In this type of coverage a person usually pays a regular premium that is consistent throughout, to normal life expectancy. The policy holder can also access a cash value reserve income tax free.
- Universal life: With this type a policy holder can help protect loved ones and gain tax deferred cash value.
Insurance Providers We Trust
Auto-Owners offers insurance coverage for your life. Stability is important when looking to entrust your future. Auto-Owners Insurance is rated A+ (superior) by AM Best.
Includes many options such as:
- Life Insurance
- Long Term Care
- Disability Income Protection