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If you opened your home insurance bill recently and noticed it’s significantly higher, you’re not alone. In fact, homeowners across the nation are facing rising home insurance bills regardless of their insurance company. The good news is this is happening to make sure you have enough coverage. Why is my home insurance bill so high? Short answer: It’s more expensive to rebuild your house because of rising construction

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With a history that goes back to the late 1800s and a mission to provide quality insurance services with integrity, Bartz/Rumery Agency was voted Best Insurance Agency for the fourth year in a row. Located at 110 Locust St. in downtown Allegan, the agency is owned by Jan Morgan and Phil Siegler, both of whom have been in the business more than 40 years. They and their employees provide home, auto, business and life a

If you’re a business owner, chances are you have quite a bit of customer information stored on your computers. Have you ever considered the implications of what might happen if you experienced a data breach? Do you even have cybersecurity coverage? The thing is, many standard commercial property and commercial liability insurance policies have gaps that don’t address this exposure, and it’s a big on

If you live in a 100-year floodplain and have a mortgage, you probably don’t have to wonder if you need flood insurance – your lender has likely mandated that you have it. If flood insurance is not required as a condition of your loan, you don’t necessarily have to carry it. However, there are a few things that you should consider: • Flooding can happen anywhere, anytime. • Even a small amount of flooding

    One of the most common questions an insurance professional gets is the hypothetical, “Would this be covered?” Typically, the answer we give is: “It depends.” But that’s not a cop out. It’s the truth, because whether or not something is covered depends on the kind of coverage you bought and the specific circumstances of your claim. Maybe you wake up one morning and hea

You probably already know that life insurance will protect your family’s financial well-being in the event of a loved one’s unexpected passing. But have you thought about what would happen if something catastrophic were to occur that did not involve death? For example, what about an accident that makes it impossible for you or your spouse to work for six months, a year, or even a lifetime? Life insurance

As a farmer, you know time is money. And there are certain times of the year when you need to focus on your farming operations. During the offseason, why not take some time to perform regular maintenance on your farm? We have seen many claims that could have been avoided or been less severe if preventive measures had been taken ahead of time. We have put together a list to help you prepare: Make sure you have covers

Did you know that life insurance can be used as a tool in estate planning? By purchasing a permanent life insurance policy, you can provide immediate, tax-free money to your beneficiaries and ensure that they have the funds necessary to cover your estate taxes. Here are just a few reasons that life insurance should be a part of your estate planning: Settling the Estate: Funds from a life insurance policy can provide