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Have you recently added any permanently attached equipment to your vehicle like a snowplow, ladder rack, or cleaning equipment? Or did you recently get a custom paint job or vehicle wrap to advertise your business? If you have answered “yes” or have any other permanently attached equipment or vehicle enhancements, other than those originally installed by the manufacturer, it is important to contact us. We will evalua

Deer & Car Collisions in the News A man driving home in his pickup truck after visiting some friends swerved erratically when a deer darted in front of his vehicle. When he swerved in an attempt to avoid the deer, he went into the opposite lane and struck another vehicle head on. The other vehicle, a minivan, was occupied by a family of four. The resulting collision claimed the life of the driver and one other p

As parents break away from their hectic summer schedules, thoughts begin settling into the routines of fall and a new school year. One of those should be to make sure you and your children are properly covered in the event an auto accident occurs. For those with teenage children, confusion often arises about when a child should be added to the policy. Youthful operators do not need to be added to a policy as drivers

Insurance comes in a wide array of choices for a variety of consumer and business needs. Even the best-educated consumer who spends time researching insurance issues will come across a topic he or she doesn’t understand. Let’s take a look at what consumers say when asked: “What’s one thing you don’t understand about insurance?” Here are three common questions that Trusted Choice® insurance agents and brokers hear: Q:

“Winter roars in and temperatures begin to drop, snow starts to fall, and the ice begins to form. This can create potential problems and lead to ruined carpets and water damage to your ceilings and walls from leaks caused by ice dams or bursting pipes. ICE DAMS An ice dam is an accumulation of ice at the lower edge of a sloped roof, usually at the gutter. When interior heat melts the snow on the roof, the water

In today’s economy, it seems like we are receiving more questions regarding replacement cost and market value of homes and what the differences are between these two values. There are many homes that are selling well below their calculated “replacement cost“. They would expect to insure their newly purchased $50,000 home for the purchase price, although the actual replacement cost may be much higher

Winter Driving Advice The rapid onset of winter caught many people – particularly motorists – off guard. Icy road conditions and unsafe driving practices lead to hundreds of fatalities each year. In fact, 70 percent of winter weather-related deaths in the United States are caused by icy road conditions1. Fremont Insurance (OTC BB: FMMH), a Michigan-exclusive property and casualty insurance carrier with he

As Thanksgiving approaches, many people will celebrate the holiday by giving back to their community. Volunteering time or services to a company or non-profit organization may be a selfless act of generosity, but these acts of goodwill can also expose volunteers to possible lawsuits if they are making decisions on behalf of the organizations or company. Fortunately, there is a way to mitigate the exposure to lawsuits